• Conciseness
• Connectivity of information

Key observations:

Presented early in the Annual Review, National Australia Bank provides an insight into the company’s risk, demonstrating the critical nature risk management plays in the company. Initially outline the structure of the risk committees diagrammatically; the ensuing page outlines the company’s three lines of defence.

The section highlights that the company informs market participants of the principal risks every six months and directs the reader to the website to find the full list. Interestingly, the section also highlights the key achievements during the year which demonstrates the active management of risk and the importance which is placed on it.